Equinox
Financing & rebates

Pay how it makes sense for you. We'll show both numbers.

The same install costs the same whether you pay upfront, finance, or wait on rebates. We're transparent about the math, and we complete the rebate paperwork on your behalf at no extra cost.

Active rebates
4
Financing partners
2
Paperwork fee
$0
Hidden charges
None
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Technician walking a homeowner through estimate options.
Active rebates · Toronto

We complete the rebate paperwork on your behalf, at no extra cost.

Rebate programs change quickly. This page is reviewed monthly. Always confirm eligibility on the agency's site — we'll point you to it.

Government of Canada

Canada Greener Homes Loan

Active

Interest-free loan for energy-efficient retrofits including heat pumps, insulation, and air sealing. Up to $40,000 over 10 years.

Up to $40,000 · 0% interest

Program details

Enbridge Gas / Ontario

Home Energy Rebate Plus (HER+)

Active

Rebates for heat pumps, smart thermostats, insulation, and air sealing — paired with an EnerGuide energy audit.

Up to $7,800 in combined rebates

City of Toronto

Toronto Home Energy Loan Program (HELP)

Active

Low-interest loan up to $125,000 secured against the property tax bill — for energy retrofits including HVAC.

Up to $125,000 · ~3 – 4% interest

IESO

Save on Energy Smart Thermostat

Limited

Rebate for ENERGY STAR-certified smart thermostats. Bundled with most of our thermostat installs.

$75 – $150

Financing partners

Predictable payments while rebates clear.

Snap Financial

0% promotional · 18 months

Term
18 months promotional
APR
0% if paid in 18 months · 19.99% after

Most popular for furnace + AC replacements. Pay in full within 18 months and you pay zero interest.

FinanceIt

Equal payments · 60 months

Term
60 months
APR
8.99 – 12.99% based on credit

Predictable monthly payments for heat-pump conversions and full-system retrofits. Soft credit pull for pre-approval.

FinanceIt

Open balance · 12 months

Term
12 months
APR
0% for 12 months · 10.99% after

Pay anything off any time, no penalty. Useful when you're waiting on rebate disbursement.

Honesty note

We do not get paid more for steering you toward financing. The same install costs the same whether you pay upfront, finance, or use rebate-bridge. We'll always show both numbers in your quote.

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Pricing FAQ

Common questions about cost and payment.

If your question isn't here, the dispatch line is the fastest way to get a real answer. We don't gatekeep the technical stuff.

Pricing & payment

    Flat-rate quotes for installs (one number, no surprises). Time-and-materials for repairs ($129 + HST diagnostic, $145/hr labour, parts at MSRP). We give a written estimate before any repair work begins.
    Yes — Visa, Mastercard, Amex. Also Interac e-Transfer and cheque. Larger projects can use 0% financing through Snap or FinanceIt — we'll show options.
    Yes, through Snap and FinanceIt. Promotional 0% terms available on installs. We don't get paid extra to push financing, and we'll quote with and without it.
Ready when you are

Ready to talk numbers?

Bring 12 months of gas and hydro bills. We'll model your specific case in the visit.

Cold-climate heat pump beside a brick house.
Technician greeting a homeowner at the front door.

Next — Book a visit

Tell us what you're considering. Free in-home visit.

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